Handicap Calculation for Bill Spencer for Week 18
Week of Rounds Used:  18 17 16 15 14  Total  Average  90%  Rounded to:
Gross Score:  52 51 43 42 51  239  47.80
Hdcp Score (over Par):  16 14 7 7 15  59  11.80  10.62  11

What does this mean? How are handicaps calculated?

Handicap Projection for Bill Spencer for Week 19
If your next round score is:   Your new Handicap will be:
39-43   9
44-49   10
50-54   11
55-60   12
61-65   13

Stroke average projection for Bill Spencer